About Aza
The money app Africa deserves.
Aza is a mobile-first platform for instant peer-to-peer transfers, encrypted chat, QR payments, and a growing hub of mini apps — all in one place, free of charge.
Where it started.
Aza started as a final-year project at KNUST, Ghana — built by someone who was tired of the friction in sending money to a friend across campus. Mobile money works, but it charges you. Bank transfers work, but they take hours. Chat apps are everywhere, but none of them let you pay inside the conversation.
So we built the thing we wanted. A fast, secure, free money app — with chat built in from the start.
Where we're going.
Ghana first. Then Nigeria, Senegal, Côte d'Ivoire, and beyond. We're building a platform that works the way Africans actually use money — mobile, chat-driven, and community-led.
Merchants, developers, and businesses are part of the plan too. A full API, mini-app platform, and business tools — all built on the same instant, zero-fee infrastructure.
What we believe.
Speed is the product.
Every second a transfer hangs is a second someone's waiting. We built Aza so that money moves as fast as a message.
Zero hidden costs.
Peer-to-peer transfers on Aza are free. No surprise charges, no percentage skimmed off the top. Free means free.
Security is not optional.
AES-256 encryption, TLS 1.3 in transit, E2EE chat, biometric auth, and Bank of Ghana–compliant KYC. Every layer matters.
Built for Africa, by Africa.
Aza is designed for how people actually use money here — mobile-first, chat-first, and community-first.
Regulated by the Bank of Ghana. Built for Ghanaians first.
Aza operates under Bank of Ghana e-money regulations. KYC is powered by Ghana's National Identification Authority (NIA), and every transaction is logged, encrypted, and auditable.
How we secure your moneyWant to be first?
Join the waitlist and get early access when we launch.
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